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High Interest Savings Account

0.90%

The Home Trust High Interest Savings Account is a great way to enjoy both growth and security. Our competitive interest rate enables your savings to grow, while giving you peace of mind that your investment is eligible for Canada Deposit Insurance Corporation (CDIC) coverage, up to applicable limits.

With this account you’ll benefit from

  • Earning Potential: Competitive interest rates are calculated daily and paid monthly
  • Flexibility: Each deposit about through Home Trust Company or Home Bank
  • Security: Funds are eligible for CDIC coverage up to applicable limits
  • Convenient: Access to your funds anytime with no maturity dates or lock-in periods

Contact Us

Account Inquiries
Tel: 1-888-483-0272
Fax: 1-855-886-9868

Investors: For more information contact your Advisor.

Account Features

FundSERV Codes

Class A: HOM100 (Home Trust) or HOB100 (Home Bank)
Class B: HOM101  (Home Trust) or HOB101 (Home Bank)

Issuers

Home Trust Company or Home Bank

CDIC Eligible

Yes, through either issuer, up to applicable limits (CDIC.ca)

Interest

Calculated daily, paid monthly to the account as reinvested distribution

Plan Type

Registered and non-registered plans, including Tax-Free Savings Accounts

Eligibility

Canadian residents

Currency

Canadian funds only

Minimum Initial Investment

$1,000

Maximum Investment per Account

$10,000,000

Account Type

Nominee accounts only

Interest rate

Interest is calculated daily on closing balance and paid monthly to the account as reinvested distributions.

Transactions

Allowed only through FundSERV. Unlimited number of deposits and withdrawals with T+1 settlement. (Daily transaction closing time: 4:00 PM EST)

Settlement

T+1 settlements (Daily transaction closing time: 4:00 PM EST)

Pre-authorized transactions (i.e. PACs and SWPs) are now available.

 

Speak to your Financial Advisor about a Home Trust High Interest Savings Account!

Home Trust Company and Home Bank are separate members of CDIC .

www.cdic.ca
Product information
HISA Terms and Conditions
F Class

Date Class A Class F
August 30, 2012 1.35% 1.60%
October 31, 2012 1.40% 1.65%
July 27, 2015 1.30% 1.55%
January 28, 2016 1.20% 1.45%
February 2, 2016 1.05% 1.30%
October 6, 2016 0.90% 1.15%

*Interest rate quoted is annual for Class A units, and may change at anytime without prior notice.

Home Bank is a wholly owned subsidiary of Home Trust Company. Home Trust Company and Home Bank are separate members of CDIC.